If you’ve been hurt on the job, you may be wondering whether your injury qualifies for workers’ compensation. The answer often depends on where and how the injury occurred. Workers’ compensation is designed to protect employees who suffer injuries related to their work. It’s important for all workers to understand the types of injuries that typically qualify.
Physical injuries from workplace accidents
Injuries from workplace accidents are the most common type of workers’ compensation claims. These might include falls, burns, or being struck by falling objects. For example, slipping on a wet floor or tripping over equipment could result in broken bones, sprains, or other physical harm. As long as the accident happens on the job and during working hours, it’s likely covered.
Repetitive stress injuries
Repetitive stress injuries (RSIs) develop over time due to repeated motions. These include conditions like carpal tunnel syndrome, tendonitis, or chronic back pain. Employees in jobs requiring repetitive movements, such as typing or lifting, may experience these injuries. Workers’ compensation often covers RSIs when medical evidence links them to your job duties.
Illnesses from workplace exposure
Certain illnesses caused by exposure to hazardous substances or environments can also qualify. For instance, breathing in toxic fumes or prolonged exposure to chemicals may lead to lung diseases or skin conditions. Construction workers, healthcare professionals, and factory employees are especially at risk. Occupational diseases that result from these exposures can fall under workers’ compensation coverage.
Mental health conditions from workplace trauma
Although less common, some mental health conditions related to work may be eligible. If you experience severe stress or trauma due to a specific workplace event, such as a robbery or violent incident, workers’ compensation could apply.
When you’re injured or ill due to work, workers’ compensation laws are there to help. Knowing what qualifies can ensure you get the benefits you deserve.